Bad Cars

A collection of complete lemons


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AC Petite

AC Petite

The car that AC don't talk about very much. And no wonder.

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Ford Consul Classivh

Ford Consul Classic

If there was a competition for bad taste this car would take the first prize. Provided it din't rust away first.

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Lightburn Zeta

Lightburn zeta

This was built by a manufacturer of washing machines and concrete mixers. And it showed.

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Mahindra Jeep

Mahindra Jeep

Designed in 1954. It shook fillings out of teeth, back then. Still the same design 40 years later.

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Maserati biturbo

Maserati Biturbo

A great car, provided that you didn't mind it spending most of it's time in the repair shop.

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Maerati Scimitar

Reliant Scimitar

It should have been a world beater. Problem was it was plug ugly.

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Panther deville

Panther deville

The ideal, tasteful car for the school run? Maybe if you're an oil rich sheik.

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Skoda Estelle

Skoda Estelle

One of the cheapest cars on the road. And it was still overpriced.

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Triumph TR7

Triumph TR7

Yet another triumph of British Leyland's quest to destroy Britain's car industry.

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Volvo 262C

Volvo 262C

A luxury car, designed with the short in stature in mind. "Who squashed your car mate?" was a frequent cry.

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Why Is UK Delivery Driver Insurance So Expensive? What You Need to Know

Drivers are a crucial part of any delivery business and keeping them happy is essential. That’s why so many businesses offer some sort of driver incentive, such as paying for their insurance to lower the monthly cost.

With over three million drivers in the UK, commercial driving is one of the most popular job categories. In fact, it’s growing at twice the rate of other occupations. However, that doesn’t mean it’s easy to find people willing to do the job. Getting new drivers on board requires investing in things like training and incentives.

If you’re a small business owner or work in HR at another company, you may have heard that driver incentives are very expensive – especially if they involve covering the cost of their insurance premiums and other related expenses, although these can be cut a little by buying from a specialist delivery driver (hire and reward) insurance site like this one. But what does that actually mean? And why is UK delivery driver insurance so expensive? Let’s take a look…

What is a driver incentive?

An employee incentive is designed to encourage workers to do more and take on more responsibility. They typically include financial rewards such as salary bumps, additional paid time off, or other special perks. Businesses often offer incentives to attract new employees, retain experienced workers, and encourage cross-training among employees. Some incentives can also be used as employee retention tools to keep workers from leaving their jobs. There are many different types of incentives that are offered in various industries, including retail, healthcare, technology, finance, and more. For example, an airline might offer a monthly discount towards the cost of travel for its employees and their families. A financial services company might offer its employees the opportunity to attend leadership training seminars, paid for by the company.

Why Is UK Delivery Driver Insurance So Expensive?

The main reason behind the high cost of commercial driving insurance is the nature of the job itself. Let’s break down why it’s so expensive and how businesses can keep the cost down. The first step is to understand how commercial driving insurance works. In short, drivers pay a certain amount each month to take out a policy that promises to cover their vehicles, passengers, and other parties involved in an accident. They also pay out a deductible (a certain amount of money that the policyholder must pay themselves before the insurance kicks in). Commercial driving insurance covers both driving on the job and driving for personal use. That’s because small business owners, entrepreneurs, and other professionals often rely on their vehicles for work, too. And while they may not be plying their trade while behind the wheel, they may still be putting others at risk.

Commercial driving insurance basics

There are several factors that determine the cost of commercial driving insurance, including: - The type of vehicle - The driver’s experience - The driver’s age - The driver’s location - The driver’s driving record - The type of coverage selected These factors will be used to determine the premium amount, which is the monthly amount the policyholder must pay for the insurance. Premiums tend to be much higher for commercial vehicles than for those driven by individuals for personal use.

How the cost of delivery driver incentives are calculated

As we’ve seen, the cost of commercial driving insurance is driven by a number of variables. It’s important to note, however, that the cost of an incentive is calculated by how much the insurance is expected to cost the company, not how much it will cost the driver. In other words, you need to work out what it will cost your business to offer the driver incentive and then add a percentage to cover the cost of the commercial driving insurance. For example, if it costs you £2,000 to cover the cost of commercial driving insurance for a new driver, but you want to offer them an incentive worth £5,000, the amount you’ll need to budget is £7,000.

Different types of commercial driving insurance

There are several types of commercial driving insurance, each offering a different level of protection: • Commercial automobile policy (CA): This is a basic policy that provides protection for damage to the driver’s vehicle and third parties. • Commercial multi-peril policy (CMPL): This provides basic coverage for damage to the driver’s vehicle and third parties and also covers damage caused by weather conditions. • Comprehensive commercial multi-peril policy (CCMPL): This is a more extensive policy that covers damage to the driver’s vehicle and third parties as well as damage caused by weather conditions, vandalism, and accidents.

Tips to reduce the cost of commercial driving insurance

There are a few things you can do to reduce the cost of commercial driving insurance, including: - Looking at different insurance providers - Comparing your options - Using a broker - Negotiating the premium - Upgrading your policy - Reducing coverage These tips will help you find a policy that meets your needs while reducing the cost as much as possible. Remember, though, that the cost of commercial driving insurance is usually negotiable, so you have a lot of power to reduce it. Plus, you can use multiple methods to reduce the cost, which can help significantly.

Conclusion

Drivers are a crucial part of any delivery business and keeping them happy is essential. That’s why so many businesses offer some sort of driver incentive, such as paying for their insurance to lower the monthly cost. The main reason behind the high cost of commercial driving insurance is the nature of the job itself. There are multiple types of commercial driving insurance, each offering a different level of protection. There are a few things you can do to reduce the cost of commercial driving insurance, including looking at different insurance providers, comparing your options, and negotiating the premium.



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